If you have been renting a place all this time, it may be a better idea or you to try and start saving up to get your own house instead. The amount of money you pay for rent when added up over the years can amount to a considerable figure.
If you have opted to secure a mortgage, then you would already have been paying off a property that is going to be under your name. This is a huge decision though and one that will involve a huge amount of money. Of course, you just have to see to it that you will push through the purchase the right way.